We’re excited to highlight Neal Tipton with Waterstone Mortgage, a proud supporter of the Southern Maryland Holly Jolly Light Trail! Neal and his team bring expertise, care, and a true local touch to every homebuyer’s journey. Their support helps make this festive holiday tradition shine even brighter for our community.
Neal Tipton is a Branch Manager and Loan Originator at Waterstone Mortgage, based in Waldorf, MD (NMLS #188890).
At Waterstone Mortgage, Neal — and his team — are committed to delivering a responsive, client-first experience. They understand that buying a home is often one of the biggest investments a person makes, and strive to make each loan process smooth, transparent, and tailored to the borrower’s unique needs: whether it’s a first-time home purchase, refinancing, VA/FHA/Conventional loans, or construction/renovation financing.
With access to a wide array of loan products and a dedication to communication and guidance through every step, Waterstone Mortgage aims to make each client’s home-buying or refinancing journey as seamless and stress-free as possible.
First-Time Homebuyer Loans
Conventional, FHA, and VA Loans
Refinancing & Rate Adjustments
Construction / Renovation Financing
Reverse Mortgages (for homeowners 62+)
Loan Pre-Qualification & Pre-Approval
Personalized Mortgage Guidance & Support
By partnering with community-focused professionals like Neal Tipton and Waterstone Mortgage, the Holly Jolly Light Trail bolsters its mission of supporting local businesses that care about people & place. Their commitment to helping clients realize the dream of homeownership aligns with the spirit of our trail — building community, stability, and joy for families across Southern Maryland.
If you’d like to discuss lending or mortgage services — for yourself or a client — here’s how to connect:
Call/Text
Office: 301-893-1200
Mobile: 301-943-0947
ntipton@WaterstoneMortgage.com
waterstonemortgage.com
Ofice Location
2587 Crain Highway
Waldorf, MD 20601
Whether you’re a first-time home buyer, a seasoned homeowner looking to refinance, or somewhere in between — Neal Tipton and Waterstone Mortgage are committed to helping you find the right loan product and guiding you with clarity, responsiveness, and care. We’re delighted to have them as a partner of the Holly Jolly Light Trail and proud to feature them here.
Or continue with
Don’t have an account?Sign up!
