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Buying a Home in Southern Maryland

One of the largest, most nerve-racking purchases you will ever make is buying a home. Whether it's your first home or your fifth home, this is no small decision. There is so much advice out there regarding this topic and yet many of the steps remain the same. Let’s break it down, here are the major steps to buying a home.

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Buying a Home Should Be Simple

We’ve broken the process into three easy steps, so you can move from search to closing with confidence.

Step 1

Define Your Goals

Share your budget, must-haves, and preferred neighborhoods.

Connect With a Local Expert

Step 2

Tour Homes That Fit

Schedule showings and compare your top picks with local insights.

Connect With a Local Expert

Step 3

Close With Confidence

From offers to contracts, get expert support every step of the way.

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Featured Homes For Sale

Hand-picked listings with great value, location, and lifestyle appeal.

— beds bed, — baths bath property at 48560 evergreen park road, lexington park, MD 20653
$169,900

48560 evergreen park road, lexington park, MD 20653

— beds
— baths
4.32 acres

legend real estate

48560 Evergreen Park Road, Lexington Park, Md 20653
— beds bed, — baths bath property at 107 howard street, la plata, MD 20646
$250,000

107 howard street, la plata, MD 20646

— beds
— baths
— sqft

greenmark real estate

107 Howard Street, La Plata, Md 20646
— beds bed, — baths bath property at 107 howard street, la plata, MD 20646
$250,000

107 howard street, la plata, MD 20646

— beds
— baths
0.23 acres

greenmark real estate

107 Howard Street, La Plata, Md 20646
— beds bed, — baths bath property at 1020 prince frederick boulevard, prince frederick, MD 20678
$1,900,000

1020 prince frederick boulevard, prince frederick, MD 20678

— beds
— baths
— sqft

calvert commercial real estate, inc.

1020 Prince Frederick Boulevard, Prince Frederick, Md 20678
3 beds bed, 1 baths bath property at 455 patuxent court, la plata, MD 20646
$265,000

455 patuxent court, la plata, MD 20646

3 beds
1 baths
1,196 sqft

century 21 new millennium

455 Patuxent Court, La Plata, Md 20646
4 beds bed, 2.5 baths bath property at 19 walnut hill road, la plata, MD 20646
$659,000

19 walnut hill road, la plata, MD 20646

4 beds
2.5 baths
3,375 sqft

realty navigator

19 Walnut Hill Road, La Plata, Md 20646
6 beds bed, 3.5 baths bath property at 615 clarks run road, la plata, MD 20646
$660,000

615 clarks run road, la plata, MD 20646

6 beds
3.5 baths
3,427 sqft

better homes and gardens real estate reserve

615 Clarks Run Road, La Plata, Md 20646
— beds bed, — baths bath property at millstone landing road, lexington park, MD 20653
$395,000

millstone landing road, lexington park, MD 20653

— beds
— baths
3.09 acres

berkshire hathaway homeservices penfed realty

Millstone Landing Road, Lexington Park, Md 20653
— beds bed, — baths bath property at 45 dares beach road, prince frederick, MD 20678
$15

45 dares beach road, prince frederick, MD 20678

— beds
— baths
— sqft

century 21 commercial new millennium

45 Dares Beach Road, Prince Frederick, Md 20678
3 beds bed, 2 baths bath property at 22064 spring valley drive, lexington park, MD 20653
$2,400

22064 spring valley drive, lexington park, MD 20653

3 beds
2 baths
1,350 sqft

dehanas real estate services

22064 Spring Valley Drive, Lexington Park, Md 20653
3 beds bed, 1.5 baths bath property at 46842 patuxent road, lexington park, MD 20653
$179,000

46842 patuxent road, lexington park, MD 20653

3 beds
1.5 baths
1,240 sqft

results realty

46842 Patuxent Road, Lexington Park, Md 20653
4 beds bed, 3.5 baths bath property at 109 gallop drive, la plata, MD 20646
$3,000

109 gallop drive, la plata, MD 20646

4 beds
3.5 baths
2,090 sqft

wilkinson pm inc

109 Gallop Drive, La Plata, Md 20646
3 beds bed, 3 baths bath property at 1028 llano drive, la plata, MD 20646
$3,500

1028 llano drive, la plata, MD 20646

3 beds
3 baths
3,052 sqft

re/max one

1028 Llano Drive, La Plata, Md 20646
5 beds bed, 4.5 baths bath property at 11502 summerton court, la plata, MD 20646
$984,999

11502 summerton court, la plata, MD 20646

5 beds
4.5 baths
6,633 sqft

marzette properties, inc.

11502 Summerton Court, La Plata, Md 20646
3 beds bed, 1 baths bath property at 9642 charles street, la plata, MD 20646
$2,500

9642 charles street, la plata, MD 20646

3 beds
1 baths
1,904 sqft

exp realty, llc

9642 Charles Street, La Plata, Md 20646
5 beds bed, 3 baths bath property at 366 medallion drive, prince frederick, MD 20678
$525,000

366 medallion drive, prince frederick, MD 20678

5 beds
3 baths
2,217 sqft

re/max realty group

366 Medallion Drive, Prince Frederick, Md 20678
— beds bed, — baths bath property at 21614 great mills road 102a, lexington park, MD 20653
$1,200

21614 great mills road 102a, lexington park, MD 20653

— beds
— baths
— sqft

axiom realty llc

21614 Great Mills Road 102a, Lexington Park, Md 20653
3 beds bed, 1.5 baths bath property at 21514 forest run drive, lexington park, MD 20653
$325,000

21514 forest run drive, lexington park, MD 20653

3 beds
1.5 baths
960 sqft

re/max elegance

21514 Forest Run Drive, Lexington Park, Md 20653
3 beds bed, 2 baths bath property at 47968 mary lynn drive, lexington park, MD 20653
$2,250

47968 mary lynn drive, lexington park, MD 20653

3 beds
2 baths
1,584 sqft

the southside group real estate

47968 Mary Lynn Drive, Lexington Park, Md 20653
— beds bed, — baths bath property at 7060 annapolis woods road, la plata, MD 20646
$225,000

7060 annapolis woods road, la plata, MD 20646

— beds
— baths
7.34 acres

taylor properties

7060 Annapolis Woods Road, La Plata, Md 20646
— beds bed, — baths bath property at 0 old sycamore road, charlotte hall, MD 20622
$85,000

0 old sycamore road, charlotte hall, MD 20622

— beds
— baths
3.74 acres

baldus real estate, inc.

0 Old Sycamore Road, Charlotte Hall, Md 20622
3 beds bed, 2.5 baths bath property at 7295 saint marys avenue, la plata, MD 20646
$474,900

7295 saint marys avenue, la plata, MD 20646

3 beds
2.5 baths
2,570 sqft

re/max one

7295 Saint Marys Avenue, La Plata, Md 20646
4 beds bed, 3.5 baths bath property at 105 huckleberry drive, la plata, MD 20646
$379,999

105 huckleberry drive, la plata, MD 20646

4 beds
3.5 baths
2,566 sqft

samson properties

105 Huckleberry Drive, La Plata, Md 20646
4 beds bed, 2.5 baths bath property at 314 forest edge ave, la plata, MD 20646
$3,500

314 forest edge ave, la plata, MD 20646

4 beds
2.5 baths
1,796 sqft

re/max one

314 Forest Edge Ave, La Plata, Md 20646

Search by Areas

Browse properties for sale in a specific area by clicking the links below.

Featured Communities

California
Charlotte Hall
Hollywood
La Plata
Leonardtown
Lexington Park
Lusby
Mechanicsville
Prince Frederick
Waldorf

Buyer Resources

Market insights, practical guides, and strategies to help you buy smarter at every step.

Buying a Home in Southern Maryland

Love at First Showing: A Simple Guide for Buying a Home in Southern Maryland

Read Article
20% down to buy a home

Do you really need 20% down to buy a home in Southern Maryland

Read Article
The Hidden Costs of Homeownership

The Hidden Costs of Homeownership You Need to Know

Read Article
Tips for Making an Offer on a Southern Maryland Home

Tips for Making an Offer on a Southern Maryland Home

Read Article
Overcoming the Myths & Unlocking the Power of Homeownership!

Overcoming the Myths & Unlocking the Power of Homeownership!

Read Article
Should You Use a Buyer’s Agent When Purchasing a Home in Southern Maryland

Should You Use a Buyer’s Agent When Purchasing a Home in Southern Maryland?

Read Article

Looking for additional resources? Visit our Learning Center

Your questions, answered.

Straight answers to the most common buying questions.

Most buyers put down between 3% and 20% depending on the loan type. A lender can show you low down payment options.

Yes — it helps you understand your budget, strengthens your offer, and shows sellers you’re serious.

On average, 30–60 days once you’re under contract. The search timeline depends on your goals and market conditions.

Typically 2–5% of the purchase price, covering lender fees, title insurance, taxes, and more.

Yes. Bridge loans, contingencies, or creative financing can help you transition smoothly.

It varies by area and price point. A local agent can provide current insights on competition and multiple offers.

Not required, but highly recommended. An agent protects your interests, negotiates for you, and simplifies the process.

You’ll go through inspections, appraisal, and final loan approval before closing day.

Ready to speak with a local real estate agent?

We’re local experts who know how to help you win in today’s market.​

Connect With a Local Expert

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Answer a few quick questions and we’ll connect you with a local agent to discuss your options — no pressure, no obligation.

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